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So Scared

I really need prayer. I didn't realize that I had underestimated my checking account yesterday by 3.43. My bank had always told me that if it was under 10.00 they wouldn't overdraw me so since I knew I was putting a cash deposit in the today I wasn't worried. Today, I see that they are returning a check and charging me a return fee. I can't afford an extra 60.00 in fees. I am a single mom and I am working but this will bury me financially. I make a mistake but I was told today it depends on who does the morning routine. I am just asking God for mercy in this situation and to touch the bank manager's heart to not do this to me. Thank you!